the CF card is just a flash memory card that's been formatted for the OS. Once your refund preference is selected, funds are sent from. How are refunds from OTC delivered to students Once you have received your Refund Selection Kit along with your OTC SmartCard in the mail, you will visit the BankMobile website to activate your ID Card and select your refund preference. so once you install a smart card to a scanner it is tagged with that motherboards serial number, that way you can't share your cards with your friends, if theoretically you could get the motherboard cloned (have it flashed with the same serial number as yours) then you could install the same smart cards on a different scanner, much like changing your pcs SID number. SmartCard FAQ's - OTC Finance Department. The CF card acts as the external memory for the motherboard, on the card is the actual OS whether its 4.0 or 2.0, either way it is written in a linux based code, once it is installed the motherboards serial number is coded (written) to the CF and the smart cards, the smart cards if you look at them close you'll that they use SIM cards, just in a really big plastic sheet the size of a credit card, the second generation of SIM card encryption has yet to be (cracked) by the mainstream "pirates" so you cant even copy or "clone" the card which is what you would want to do with a virgin uninstalled smart card.
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